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5 things for which you need an elder law attorney in NJ

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Planning for your retirement comes with inherent challenges. You need to consider all possibilities. For instance, how would you pay for long-term care? Would you qualify for Medicaid benefits? How should you plan your estate? A Cherry Hill NJ elder law attorney can help make the right decisions. In this post, we are sharing the top things an attorney can help with.

  1. Estate Planning: Regardless of how much or what you own, you must have an estate plan in place, especially if you are aged. It’s hard to think of death, but that’s an eventuality, and with estate planning, you can continue to remain in control of what you own. More than a will, you can use estate planning to decide about Advance Directives, adult guardianships, and tax implications.
  2. Medicare: If you are aged 65 or older, you can get Medicare benefits. This is a federal health program that’s meant to help in times of need, but there are several complications that are hard to understand. You cannot expect Medicare to pay for all your expenses. If you wish to understand and get Medicare benefits, contact an attorney.
  3. Medicaid: Medicaid is another federal program that’s meant for people with lower income, and the threshold of maximum income to get Medicaid benefits varies by state. Medicaid covers a lot of things, including home care in some cases and the cost of nursing home care. Medicaid planning is not something to be taken for granted, but for that, your total assets shouldn’t cross the threshold, and usually, your car and home are exempted. Talk to an elder law attorney to know more.
  4. Long-Term Care: In the US, long-term care is expensive and often hard to manage. If you want to consider long-term care insurance, your premiums will go up as you age. When you need advice on long-term care and Medicaid planning, your lawyer is the best person for the discussion.
  5. Employment Discrimination: If you have suffered discrimination at work, you may need to contact an elder law attorney. Discrimination against people over the age of 40 is illegal, and there is a high chance that you can seek justice for the wrong done to you, which may also include compensation.

Lastly, you should contact an attorney when you are a victim of nursing home or elder abuse. Your lawyer can explain the legal options and may recommend seeing a personal injury lawyer if needed.

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